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Industry Standard SecuritySHA-256 with RSA Encryption

LearCrypto

1990 S. Bundy Dr., Suite 600, Los Angeles, CA 90025

Transaction Agreement

IMPORTANT CONSIDERATIONS

LearCrypto only conducts Digital Currency transactions during normal business hours. Customer’s commitment to purchase or sell at a specified price is binding on Customer once Customer verbally records the order commitment and is binding on LearCrypto once the order is confirmed by the exchange used to settle the transaction. If LearCrypto is not able to execute a Customer’s transaction for any reason (technical or otherwise), or LearCrypto does not receive a confirmation from the exchange confirming the Customer’s transaction within a reasonable time of execution, the transaction shall be void. LearCrypto shall not be liable for any intervening price movement.

The purchase price Customer has been quoted and agreed to pay for any Digital Currency includes LearCrypto’s profit margin (or fee) on the transaction. LearCrypto makes no representation that any exchange’s pricing is the best available.

LearCrypto is not an investment advisor, financial advisor, or retirement account fiduciary, and does not provide legal or tax advice, retirement planning or retirement specific opinions/ information. All purchases or sales are made subject to Customer’s own research, prudence and judgment. Past performance is no guarantee of future results.

Digital Currencies are a highly speculative investment. Digital Currencies are a relatively new asset with a limited and at times volatile track record. The exchanges are unregulated and certain ones have experienced service outages that have prevented them from executing trades for periods of time. Further, the regulatory framework governing Digital Currency is unsettled and constantly evolving, both in the United States and abroad. In LearCrypto’s opinion, Customer should only invest retirement funds in Digital Currency that Customer has reserved for highly speculative investments and that customer is willing to lose completely.

IRA Disclaimer: LearCrypto is not a legal or tax professional and makes no representations regarding the tax consequences of holding Digital Currency, or any particular Digital Currency, as an investment in an individual retirement account (“IRA”). LearCrypto makes no representation that Digital Currency in general or any particular Digital Currency is an IRA-compliant investment. LearCrypto also notes that certain wallet providers may store Public and Private Keys on servers located outside the United States and that such storage may render the Digital Currency non-IRA-compliant, which may affect the tax-exempt status of Customer’s IRA or render the transaction a distribution. LearCrypto further notes that whatever the current legality of holding Digital Currency or any particular Digital Currency as an investment in an IRA, the rules and regulations applicable to holding Digital Currency as an investment in an IRA are subject to change at any time.

Leaving LearCrypto.com

LearCrypto IRA account management is facilitated by Equity Trust, the premier online account management portal in the Self-Directed IRA Industry.

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